PayMe – Instant Personal Loan App

Published On: December 10, 2025

PayMe – Instant Personal Loan App

PayMe

PayMe is a trusted digital lending app with over 6 million users in India. It provides hassle-free personal loans for both salaried and self-employed individuals. Get funds credited to your bank account within a day* using a fully digital, paperless process. PayMe collaborates with RBI-registered NBFCs and banks to offer secure and fast loans.

What You Get with the PayMe Loan App:
– 100% paperless process
– Low processing fees
– Affordable interest rates*
– Loan tenure: 3 to 24 months
– Quick approval and disbursal
– Instant personal loans up to ₹10 lakhs

Why PayMe Personal Loan App Is Special:
– All-purpose personal loan for education, home renovation, car, medical emergencies, and more
– Completely paperless online loan application
– Fast approval from partnered NBFCs
– Flexible repayment options: One-time repayment or EMIs between 3 and 24 months
– Transparent terms with no hidden charges
– Collateral-free loans
– Free CIBIL score check within the app

Types of Personal Loans Offered:
1. Short-Term Loan (One-Time Repayment)
– Loan up to ₹50,000
– One-time repayment within 90 days

2. EMI Loan
– Loan up to ₹10 lakhs
– Flexible EMIs from 3 to 24 months

3. Empowerment Loan (For Women)
– Special loan program for women
– Tenure of 3 to 24 months

Why PayMe Is Trustworthy:
– Partners only with RBI-registered NBFCs/banks
– High-level data protection using encryption, secured servers, and ISO 27001 certification

Lending Partners:
– Ruloans Financial Services Private Limited
– PayMe India Financial Services Private Limited
– RichCredit Finance Private Limited
– Avanti Finance Private Limited
– Finkurve Financial Services Limited
– Niyogin Fintech Limited

Example: Bullet Loan (One-Time Repayment)
Loan Amount: ₹10,000
Tenure: 90 days
Daily Interest Rate: 0.077%
Total Repayment: ₹10,936
Maximum APR: 115.03%

Example: Term Loan
Loan Amount: ₹30,000
Tenure: 90 days
Daily Interest Rate: 0.10%
Total Cost: ₹33,588
Maximum APR: 74.75%

How to Apply for a PayMe Personal Loan:
1. Install the PayMe Loan App and register via mobile or email
2. Submit KYC documents (Aadhaar and PAN)
3. Get credit limit assigned
4. E-sign the agreement and set up eNACH/eMandate
5. Receive loan amount instantly after approval

Support & Contact:
Website (Eligibility & Docs): www.paymeindia.in/personal-loan/
Customer Support: 0120-697-1400
Address: Logix InfoTech Park D-5, 3rd Floor, Sector 59, Noida, UP – 201301

*Subject to valid documents, successful verification, and credit approval.