Navi – Your All-in-One Financial Super App
Navi is your complete financial superapp designed to meet diverse financial needs. From lightning-fast UPI payments to smart investments in mutual funds and gold, instant cash loans, reliable health insurance, and effortless home loans, Navi has everything you need. Download the Navi app and unlock a world of financial possibilities.
1. Navi UPI
Simplify payments with Navi UPI (NPCI Approved).
Navi UPI Features:
– Instantly transfer money to anyone, anytime
– Pay bills and recharge online
– Scan and pay at any store
– Make seamless online payments across apps
– Enjoy PIN-free payments with Navi UPI Lite
2. Investments
Explore investment opportunities with mutual funds and digital gold.
Navi Mutual Fund Features:
– Diversify with Direct Index Funds for better growth
– Flexible SIP options: daily, weekly, monthly
– Zero commission & one of the lowest expense ratios
– Fastest redemption payout in the industry
– Invest before 3 PM to get same-day NAV
– Start investing with just ₹100
*Mutual fund investments are subject to market risks. Read scheme documents carefully.*
Navi Gold Features:
– 24K Digital Gold
– 99.9% purity
– Start investing with just ₹50
3. Navi Health Insurance
Protect yourself and your family with Navi Health Insurance.
Navi Health Insurance Features:
– Coverage up to ₹3 Crore
– Premiums starting at just ₹350/month*
– Access 12,000+ network hospitals*
– Cashless claim settlement within 20 minutes*
– 100% bill coverage* through paperless processing
4. Navi Finserv Cash Loan
Get instant cash loans up to ₹20 lakh.
Navi Cash Loan Features:
– Competitive interest rates from 12.06% to 29.96% p.a.
– Loan tenures up to 84 months
– Fully digital loan process with instant bank transfer
– Minimum household income required: ₹3 lakh/year
Example:
Loan Amount = ₹30,000
ROI = 18%
EMI = ₹2,750
Total Interest = ₹3,000
Total Payable = ₹33,000
*Figures are indicative. Final APR depends on credit assessment.*
5. Navi Home Loan
Get home loans up to ₹5 Crore with quick approval.
Navi Home Loan Features:
– Loan amount up to ₹5 Crore
– Interest rate up to 13%
– Tenure up to 30 years
– Zero processing fees
– Up to 90% LTV
– Available in Bengaluru, Chennai & Hyderabad
6. Referral Program
Refer friends and family to Navi and earn exclusive rewards for every successful referral.
About Navi:
– Navi app is developed by Navi Limited (formerly Navi Technologies Limited), founded by Sachin Bansal & Ankit Agarwal in 2018.
– Cash & Home Loans are issued by Navi Finserv Limited, an RBI-regulated NBFC.
– Health Insurance is provided by Navi General Insurance Limited (IRDAI registered).
– Navi Mutual Fund (SEBI registered) offers multiple mutual fund schemes.
– Navi UPI is NPCI approved.
