Olyv (formerly SmartCoin): Your All-in-One Financial Wellness App
Olyv is India’s leading financial wellness app designed to help you access quick digital loans, track your credit health, invest in digital gold, and manage your finances—all in one place. Trusted by nearly 3 crore Indians, Olyv provides a seamless borrowing experience with instant loan approvals, 100% digital processing, and secure transactions.
With Olyv, you can monitor your credit score for free, receive fraud alerts, understand your credit health with detailed insights, and improve your financial profile over time. You can also start saving in 24K digital gold with just ₹10, giving you the flexibility to grow your wealth safely and effortlessly.
Instant Personal Loans up to ₹5,00,000*
– Trusted by ~3 crore users across India
– Loans powered by RBI-registered lenders
– 100% digital and paperless application process
– No collateral required
– Loan tenure: Minimum 2 months, Maximum 24 months
– Flexible EMIs with interest starting at 1.5% per month
– APR range: 30% to 90%
Loan Example (Hypothetical Scenario)
Loan Amount: ₹65,000
Processing Fee (3% including 18% GST): ₹2,301
Total Loan Amount: ₹67,301
Interest Rate: 3% per month
Tenure: 9 months
Monthly EMI: ₹8,349
Total Amount Payable: ₹75,132
Total Interest Paid: ₹7,831
Total Cost of Loan: ₹10,132
APR: 28.58%
Our Lending Partners
– Upmove Capital Private Limited
– Vivriti Capital Private Limited
– Northern Arc Capital Limited
– InCred Financial Services Limited
– PayU Finance India Private Limited
– Poonawalla Fincorp
Credit Health Features
A) Credit Score
– Automatic monthly credit score refresh
– Detailed insights to understand and improve your score
– WhatsApp updates to track score changes
B) Fraud Prevention
– Real-time fraud alerts
– Monthly fraud summary via WhatsApp
C) Loan Management System (LMS)
– Track your active loans and balances
– Receive monthly credit summaries
– Monitor due dates, repayments, and credit utilization
Digital Gold Savings
Start saving in 24K digital gold with just ₹10. Your gold is safely stored and available for redemption anytime.
Benefits:
– No storage charges
– 24K, 99.9% pure gold
– 24×7 instant buy and sell options
Important Links
Terms & Conditions: https://smartcoin.co.in/terms_and_conditions.html
Privacy Policy: https://smartcoin.co.in/privacy_policy.html
Customer Support
Phone: +91-9148 380504
Email: help@smartcoin.co.in
Address:
SmartCoin Financials Pvt. Ltd.
Indiqube Gamma, No.293/154/172
2nd Floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru, Karnataka 560103
*Terms and Conditions Apply
